Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. Can I get a car insurance quote without a car?

Yes. The guidelines vary, but usually the insurer requires that:

  • You have a valid driving license.
  • You don’t own a vehicle.

Some insurers also require that no one in your home owns a vehicle and that you do not have regular access to the vehicle.

Should you remain anonymous when shopping for car insurance?

It depends, but usually not. The total reason for buying car insurance is to find the company with the best possible rate and choose insurance for you and all drivers on the policy. To get the best bid, you’ll need to provide as much – and as accurate as possible – information.

To give you the price and sell the policy, the insurance company needs the following information:

  • Driver’s license numbers for all drivers in the policy
  • Vehicle identification number of any vehicle on the policy
  • Date of birth of all drivers on the policy
  • Garage address of the vehicle (most likely home address)
  • Information about previous insurance

Depending on the car insurance company, you may need to provide additional details. So, although you may be able to use a fake name or additional email address during the quote process, it will become a contentious point when you try to buy the policy.

Can I get a car insurance quote without a car?

How can I get car insurance without a car?

To buy insurance without a car, you must have a valid driving license and no car. Most insurers also require you not to have regular access to the car, for example, one belonging to another member of your household. If someone in your home has a vehicle, you should be listed as a driver on this auto insurance policy, if possible. As with a conventional policy, it is wise to compare car insurance offers before purchasing a non-owner insurance policy. You should compare non-owner car insurance offers from at least three carriers to see who has the lowest price for the desired coverage.

Do you need insurance to drive a car?

In general, you do not need insurance to drive another person’s car, as long as you have permission to drive it and only drive occasionally. In such cases, the accidents would be covered by the car owner’s policy. For example, if your friend allows you to drive a car and you don’t have insurance, your friend’s car insurance will pay back compensation for damage done to another vehicle or property and medical bills of those injured in the event you cause If your friend has optional collision insurance, he would pay for damaging her car, regardless of fault.

Look around the range

Make comparative purchases when you are ready to buy insurance. Look at car insurance offers and a company with a good reputation for customer service.

When buying car insurance, be sure to compare offers for the same level of insurance. A company that offers a certain discount may still be more expensive than an insurer that generally offers cheap insurance.



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